[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.krahor.cz\/na-koho-se-obratit\/#Article","mainEntityOfPage":"https:\/\/www.krahor.cz\/na-koho-se-obratit\/","headline":"Na koho se obr\u00e1tit?","name":"Na koho se obr\u00e1tit?","description":"Nem\u00edt pen\u00edze je hodn\u011b nep\u0159\u00edjemn\u00e1 situace. A to ne proto, \u017ee by chyb\u011bly tyto samy o sob\u011b, ale proto, \u017ee chyb\u00ed v\u0161echno to, co by si za n\u011b \u010dlov\u011bk pot\u0159eboval nebo cht\u011bl koupit. A \u017ee takov\u00fdch pot\u0159eb a tu\u017eeb m\u016f\u017ee b\u00fdt! Ani vyjmenovat bychom si je tu nedok\u00e1zali. Ale navzdory tomu, \u017ee nikdo nechce z\u016fstat...","datePublished":"2021-06-21","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.krahor.cz\/author\/#Person","name":"","url":"https:\/\/www.krahor.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"krahor.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.krahor.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20dolary_3.jpg","url":"https:\/\/www.krahor.cz\/wp-content\/uploads\/%C4%8Das%20jsou%20dolary_3.jpg","height":0,"width":0},"url":"https:\/\/www.krahor.cz\/na-koho-se-obratit\/","about":["Finance"],"wordCount":454,"articleBody":"   Nem\u00edt pen\u00edze je hodn\u011b nep\u0159\u00edjemn\u00e1 situace. A to ne proto, \u017ee by chyb\u011bly tyto samy o sob\u011b, ale proto, \u017ee chyb\u00ed v\u0161echno to, co by si za n\u011b \u010dlov\u011bk pot\u0159eboval nebo cht\u011bl koupit. A \u017ee takov\u00fdch pot\u0159eb a tu\u017eeb m\u016f\u017ee b\u00fdt! Ani vyjmenovat bychom si je tu nedok\u00e1zali.Ale navzdory tomu, \u017ee nikdo nechce z\u016fstat finan\u010dn\u011b nezaji\u0161t\u011bn\u00fd, se do podobn\u00e9 situace dost\u00e1v\u00e1me my lid\u00e9 nejednou. Velice \u010dasto se stane, \u017ee neodpov\u00eddaj\u00ed na\u0161e p\u0159\u00edjmy na\u0161im v\u00fddaj\u016fm, \u017ee trp\u00edme nedostatkem. A zat\u00edmco se to n\u011bkdy n\u011bjak p\u0159etrp\u00ed, n\u011bkdy to m\u016f\u017ee zachr\u00e1nit u\u017e jedin\u011b p\u016fj\u010dka. Proto\u017ee vz\u00edt si ji znamen\u00e1 zajistit si to, co pot\u0159ebujeme, i tehdy, kdy\u017e na to nem\u00e1me. S t\u00edm, \u017ee za to n\u00e1sledn\u011b zaplat\u00edme, a\u017e zase pen\u00edze m\u00edt budeme.A proto se nejednou bere t\u0159eba americk\u00e1 hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti. Proto\u017ee ta d\u00e1v\u00e1 nad\u011bji na z\u00edsk\u00e1n\u00ed sch\u00e1zej\u00edc\u00edch pen\u011bz v\u0161em, p\u0159esn\u011bji tedy t\u011bm, kdo maj\u00ed p\u0159\u00edjmy, ze kter\u00fdch ji jsou schopni splatit, a kdo vlastn\u00ed i n\u011bjakou vhodnou nemovitost, kter\u00e1 by se dala na dobu spl\u00e1cen\u00ed do z\u00e1stavy coby z\u00e1ruka, \u017ee to dlu\u017en\u00edk mysl\u00ed se spl\u00e1cen\u00edm v\u00e1\u017en\u011b.Takov\u00e1 nebankovn\u00ed hypot\u00e9ka m\u00e1 sv\u00e9 v\u00fdhody. Mezi n\u011b\u017e pat\u0159\u00ed krom\u011b docela v\u00fdhodn\u00e9ho \u00faro\u010den\u00ed a ide\u00e1ln\u011b nastaviteln\u00e9 d\u00e9lky spl\u00e1cen\u00ed a v\u00fd\u0161e spl\u00e1tek i skute\u010dnost, \u017ee ji z\u00edsk\u00e1 i ten, kdo se ned\u00e1 pova\u017eovat za dokonal\u00e9ho \u017eadatele. D\u00edky zm\u00edn\u011bn\u00e9 z\u00e1stav\u011b se tu toti\u017e nijak mimo\u0159\u00e1dn\u011b neprov\u011b\u0159uj\u00ed majetkov\u00e9 pom\u011bry \u017eadatel\u016f, tedy jejich p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce a dal\u0161\u00ed nep\u0159\u00edjemnosti. Zat\u00edmco v bance by na tomto leckdo poho\u0159el, tady nemus\u00ed b\u00fdt podobn\u00e9 nedostatky p\u0159ek\u00e1\u017ekou. A to d\u00e1v\u00e1 nad\u011bji ka\u017ed\u00e9mu, bez ohledu na to, jak se mu pr\u00e1v\u011b vede.A proto se pr\u00e1v\u011b sem obracej\u00ed ti, kdo maj\u00ed probl\u00e9my a sou\u010dasn\u011b i nemovitost. Ani ti tu toti\u017e nep\u0159ijdou zkr\u00e1tka. A z\u00edsk\u00e1n\u00ed pen\u011bz je pro tyto pochopiteln\u011b mimo\u0159\u00e1dn\u011b d\u016fle\u017eit\u00e9. Proto\u017ee platit se mus\u00ed, a nikoho nezaj\u00edm\u00e1, kde \u010dlov\u011bk na sv\u00e9 v\u00fddaje vezme. A nebankovn\u00ed hypot\u00e9ka m\u016f\u017ee b\u00fdt \u010dasto ten jedin\u00fd dostupn\u00fd zdroj pen\u011bz, kter\u00fd je\u0161t\u011b lidem v t\u00edsni zb\u00fdv\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na koho se obr\u00e1tit?","item":"https:\/\/www.krahor.cz\/na-koho-se-obratit\/#breadcrumbitem"}]}]