[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.krahor.cz\/potrebujete-podnikatelskou-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.krahor.cz\/potrebujete-podnikatelskou-pujcku\/","headline":"Pot\u0159ebujete podnikatelskou p\u016fj\u010dku?","name":"Pot\u0159ebujete podnikatelskou p\u016fj\u010dku?","description":"Je jasn\u00e9, \u017ee by si m\u011bl ka\u017ed\u00fd z n\u00e1s lid\u00ed dok\u00e1zat vyd\u011blat na sv\u00e9 \u017eivobyt\u00ed. M\u011bli bychom pracovat a za to dost\u00e1vat pen\u00edze, kter\u00fdmi se d\u00e1 financovat n\u00e1\u0161 \u017eivot a v\u0161echno, co s n\u00edm souvis\u00ed. Jen\u017ee to je pouh\u00e1 teorie. A jak z praxe dob\u0159e v\u00edme, ne ka\u017ed\u00fd to v\u017edy zvl\u00e1d\u00e1. Jsou situace, kdy se...","datePublished":"2025-03-29","dateModified":"2025-03-29","author":{"@type":"Person","@id":"https:\/\/www.krahor.cz\/author\/#Person","name":"","url":"https:\/\/www.krahor.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"krahor.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.krahor.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_3.jpg","url":"https:\/\/www.krahor.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_3.jpg","height":0,"width":0},"url":"https:\/\/www.krahor.cz\/potrebujete-podnikatelskou-pujcku\/","about":["Finance"],"wordCount":439,"articleBody":"        Je jasn\u00e9, \u017ee by si m\u011bl ka\u017ed\u00fd z n\u00e1s lid\u00ed dok\u00e1zat vyd\u011blat na sv\u00e9 \u017eivobyt\u00ed. M\u011bli bychom pracovat a za to dost\u00e1vat pen\u00edze, kter\u00fdmi se d\u00e1 financovat n\u00e1\u0161 \u017eivot a v\u0161echno, co s n\u00edm souvis\u00ed. Jen\u017ee to je pouh\u00e1 teorie. A jak z praxe dob\u0159e v\u00edme, ne ka\u017ed\u00fd to v\u017edy zvl\u00e1d\u00e1. Jsou situace, kdy se t\u0159eba ani soukrom\u00fdm podnikatel\u016fm neda\u0159\u00ed vyd\u011blat si dost. A kdy\u017e se tito dostanou do finan\u010dn\u00edch probl\u00e9m\u016f, je zle. Bez pen\u011bz nemaj\u00ed podnikatel\u00e9 za co \u017e\u00edt a ani jejich firmy nemohou bez pen\u011bz norm\u00e1ln\u011b fungovat. A kdy\u017e tedy nen\u00ed pen\u011bz dost, mus\u00ed se sehnat dal\u0161\u00ed t\u0159eba i ve form\u011b p\u016fj\u010dek.Jen\u017ee ono se to sice snadno \u0159ekne, ale skute\u010dn\u011b jenom \u0159ekne. Sehnat p\u016fj\u010dku je toti\u017e ve skute\u010dnosti \u010dasto dost velk\u00fd probl\u00e9m. A \u010d\u00edm h\u016f\u0159 na tom \u017eadatel ekonomicky je, t\u00edm je to hor\u0161\u00ed. Kolik podnikatel\u016f u\u017e se t\u0159eba setkalo s t\u00edm, \u017ee jim bankovn\u00ed \u00fa\u0159edn\u00edci ozn\u00e1mili, \u017ee jim nep\u016fj\u010d\u00ed, proto\u017ee p\u0159i nahl\u00e1\u0161en\u00fdch p\u0159\u00edjmech \u017e\u00e1daj\u00edc\u00edch podnikatel\u016f nen\u00ed jist\u00e9, zda by zvl\u00e1dli spl\u00e1cen\u00ed! Nebo kolik podnikatel\u016f neusp\u011blo t\u0159eba i jenom kv\u016fli ne\u017e\u00e1douc\u00edm z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f! Kolika podnikatel\u016fm nevyhov\u011bly banky t\u0159eba kv\u016fli prob\u00edhaj\u00edc\u00edm exekuc\u00edm a podobn\u011b!Tak\u017ee se zd\u00e1 v p\u0159\u00edpad\u011b mnoha soukromn\u00edk\u016f, \u017ee tito snad nikde \u017e\u00e1dnou p\u016fj\u010dku nedostanou. Tito chod\u00ed od banky k bance a v\u017edycky odejdou s nepo\u0159\u00edzenou. Ale p\u0159ece jenom bych to st\u00e1le je\u0161t\u011b tak \u010dern\u011b nevid\u011bl. Nem\u00e1me u n\u00e1s p\u0159ece jenom banky. M\u00e1me i jejich konkurenty, nebankovn\u00ed spole\u010dnosti. A kdy\u017e t\u011bm n\u011bkdo nab\u00eddne jako z\u00e1ruku spl\u00e1cen\u00ed svoji nemovitost, ned\u011blaj\u00ed vesm\u011bs drahoty a p\u016fj\u010d\u00ed doty\u010dn\u00e9mu rychle a v\u00fdhodn\u011b v podob\u011b nebankovn\u00ed hypot\u00e9ky. Kter\u00e1 se t\u00edm p\u00e1dem stala, st\u00e1v\u00e1 a bude st\u00e1vat sp\u00e1sou pro ty, kdo p\u016fj\u010dku pot\u0159ebuj\u00ed, ale jinde jim nen\u00ed p\u0159\u00e1no.A je takov\u00e1 nebankovn\u00ed hypot\u00e9ka vhodn\u00e1 i pro v\u00e1s ve va\u0161\u00ed situaci? To samoz\u0159ejm\u011b mus\u00edte posoudit v prvn\u00ed \u0159ad\u011b vy sami. Ale jestli zjist\u00edte, \u017ee je v\u00e1m pot\u0159eba pen\u011bz, a vlastn\u00edte vhodnou nemovitost, vsadil bych na va\u0161em m\u00edst\u011b pr\u00e1v\u011b na ni.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u0159ebujete podnikatelskou p\u016fj\u010dku?","item":"https:\/\/www.krahor.cz\/potrebujete-podnikatelskou-pujcku\/#breadcrumbitem"}]}]